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Rates and Fees

We believe in transparency and empowering you to make informed financial decisions. Below is a comprehensive guide to the rates and fees associated with our loan matching services.

Loan Rates

  • Competitive Interest Rates: We partner with a wide range of lenders to offer competitive interest rates that fit various credit profiles.

  • APR Range: The Annual Percentage Rate (APR) for loans through our partners typically ranges from 5.99% to 35.99%, depending on your creditworthiness and the lender's terms.

  • Fixed vs. Variable Rates: Depending on the lender, you may be offered fixed or variable interest rates. Fixed rates remain the same throughout the loan term, while variable rates can fluctuate with market conditions.


  • No Hidden Fees: We pride ourselves on having no hidden fees. Any potential fees will be communicated clearly by your matched lender.

  • Origination Fees: Some lenders may charge an origination fee, which is typically a percentage of the loan amount. This fee covers the cost of processing the loan.

  • Late Payment Fees: If a payment is late, lenders may charge a late fee. The amount and conditions vary by lender and will be outlined in your loan agreement.

  • Prepayment Penalties: Most lenders do not charge prepayment penalties, but it's important to review your loan terms to confirm.

Our Service Fee

  • No Service Fee: Using TribalLakeLending to find your ideal loan is completely free. We do not charge you any service fees for matching you with lenders.

How We Get Paid

  • Commission-Based: We receive compensation from our lending partners when you finalize a loan through our matching service. This commission does not affect the terms of your loan or the amount you pay back.

Understanding Your Loan Offer

  • Loan Terms: Loan offers will include the loan amount, APR, repayment terms, and any associated fees. Review these carefully before accepting any loan.

  • Disclosure: Lenders are required by law to provide full disclosure of all loan terms and fees before you sign the agreement.


If you have any questions about rates, fees, or loan terms, please don't hesitate to contact us. Our team is here to help you navigate your loan options and ensure you have all the information you need.

Please note that the above information is a general guideline. Actual rates and fees will vary based on the lender and your individual circumstances. Always read the terms and conditions provided by the lender before accepting a loan offer.

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Our mission is to simplify the loan acquisition process, providing a seamless, user-friendly platform that connects borrowers with a curated selection of direct tribal lenders.

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